Income Protection Insurance
Paying to protect your earnings isn’t always a top priority in financial planning. But, for many, even a relatively short period of time without an income would cause financial difficulties.
Income replacement plans are designed to provide you with an income should you be unable to work because of illness or injury.
They are term plans, meaning they cover you for a specified number of years. In the event of a qualifying claim, the proceeds are paid until you are able to return to work.
Our advisers will work closely with you to identify what the effect of not working would be on your finances. This way, we can ensure any policy we put into place starts working when you have to stop.