Investment Bonds
With some savings accounts continuing to provide lower levels of interest, many investors are seeking alternative options which have more potential to enhance the return on their investments. Through St. James’s Place, we have access to the expertise of some of the world’s leading investment professionals to manage your investment portfolio.
What are Investment Bonds?
Investment Bonds are long-term investment products which allow investors to spread risk and switch easily between funds as their needs change over time. Investment Bonds provide a regular tax-efficient income and the potential for capital growth over the long-term.
Always committed to your long term wealth objectives, we draw on the expertise of the St. James’s Place investment committee, who are supported by external consultancies, to manage your investment portfolio.
Our financial consultants will provide first-class advice and access to a wide range of investment solutions to help you diversify your investment, spread your risk and achieve your financial goals.
Through regular review meetings with your dedicated financial consultant, we can rebalance your portfolio to better manage your investments in order to reflect your changing needs or any changes to the markets, as well as giving you the ability to manage, and potentially reduce your personal tax liability.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Equities do not provide the security of capital which is characteristic of a deposit with a bank or building society. However, please bear in mind that over the long-term inflation will erode the purchasing power of your capital.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
Please note that if the withdrawals taken exceed the growth of the Bond, the capital will be eroded and the remaining capital may not be sufficient to provide the income you require.
Book an appointment
Our expert advice is no-obligation, simple and tailored to you. Why not book an appointment?
Cooper Associates Wealth Management have always put my best interests first by giving advice which is second to none. I would recommend their services to anyone as their knowledge, service and support is exceptional.
Jos Buttler – England Cricketer and Cooper Associates Group brand ambassador
Our Locations
Taunton (Head Office)
T. 01823 273 88040 St. James Buildings,
St. James Street,
Taunton, Somerset TA1 1JR
Exeter
T. 01392 345 544Regus Business Centre,
3rd Floor, The Senate,
Southernhay Gardens,
Exeter EX1 1UG
Plymouth
T. 01752 746 8484th Floor, Salt Quay House,
6 North East Quay,
Sutton Harbour,
Plymouth PL4 0HP