Pension Reform

The government introduced auto-enrolment in 2012, which requires all employers to enrol eligible staff into a workplace pension scheme. We can help you ensure compliance with your corporate responsibilities.

Understand the workplace pension process

It is an obligation of all company directors and business owners to understand the process involved for their company with regard to the workplace pension scheme. It’s important you are clear on what is involved and the duties you must carry out in order to be compliant with the scheme.

In April 2019 employer contributions have been increased to a minimum of 3%, with member contributions of a minimum of 5%, including 1% tax rate relief.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

Book an appointment

Our expert advice is free, simple and tailored to you. Why not book an appointment?

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The service I have received from the team at Cooper Associates Wealth Management has been second to none. The support behind the scenes has been invaluable and I feel very happy having them looking after my financial needs.

Jack Leach, England Cricketer

Our Locations

Taunton (Head Office)

T. 01823 273 880

40 St. James Buildings,
St. James Street,
Taunton, Somerset TA1 1JR


T. 01454 629 610

130 Aztec, Park Avenue,
Aztec West,
Bristol BS32 4UB


T. 01242 569 853

Honeybourne Place,
Jessop Avenue,
Cheltenham GL50 3SH


T. 01392 345 544

Regus Business Centre,
3rd Floor, The Senate,
Southernhay Gardens,
Exeter EX1 1UG


T. 0208 042 0310

30 Lombard St,


T. 01752 746 848

4th Floor, Salt Quay House,
6 North East Quay,
Sutton Harbour,
Plymouth PL4 0HP


T. 0118 207 9319

1210 Arlington Business Park,
Reading RG7 4TY